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Top 7 Reasons To Always Go On A Holiday With Travel Insurance Plan!

Travel insurance is one of the most crucial needs to meet before embarking on a journey of any length. Travel insurance protects a wide range of hazards associated with travel. More crucially, it provides protection against the cost of medical treatment that may be required due to unanticipated difficulties while traveling. A traveler’s ability to save money on their trip is considerably enhanced by having travel insurance.

According to a survey published by the Indian Importers Association, based on statistics obtained in July 2014, outbound tourist growth in India has reached an impressive 34.1 percent. Many countries, notably the United States, the United Kingdom, Ireland, and New Zealand, have eased visa requirements to attract more Indian tourists. Shop Now on Easyjet

Travelers from India discover exotic destinations on a magnificent budget ranging from Rs. 5-20 Lakhs ($5-20,000.) Because there is so much money at stake, consumers are not averse to investing in travel insurance to protect their investment. If you are planning a trip to a foreign country shortly, continue reading about the essential advantages of purchasing travel insurance coverage.


Travel insurance isn’t just for people who take pricey trips. Travel insurance isn’t just for people going on international excursions. And travel insurance isn’t just for long-distance trips anymore.

It is essential to purchasing travel insurance for each journey because you never know what could happen while away from home! Travel insurance from Allianz Global Assistance was purchased by 35 million Americans in 2017, giving them peace of mind that they were covered against the most common travel disasters. Listed below are the top seven reasons you should purchase travel insurance.

  1. Because you don’t want to lose all your money if you have to cancel your trip

Unfortunately, even the well-laid plans for a holiday will have to be altered at some point. In contrast, many travel companies, including tour operators, cruise lines, and airlines, offer partial or no refunds for last-minute cancellations. How much money do you have saved up for this trip if something like this happens?

Trip cancellation benefits are one of the most persuasive reasons when it comes to travel insurance. Reimbursement for prepaid, nonrefundable travel costs may be available if you must cancel your trip due to a covered reason. A vacation might be planned on a more pleasant day when you get your money back.

  1. Because accidents can — and do — happen while traveling

Every year, we receive more than 4,000 calls from American Allianz Global Assistance clients experiencing a medical crisis while on vacation, such as trauma, broken bones, heart attacks, or strokes, or who have been in an accident. 

Having travel insurance allows you to contact the Allianz Global Assistance hotline for assistance in an emergency. Additionally, our staff may make arrangements for payment in advance of covered emergency medical care services.

  1. Because your health insurance probably won’t work overseas

If you become extremely ill or injured when traveling in another nation, don’t expect your health insurance card to be used. “Foreign medical institutions and providers expect payment in cash upfront and do not accept insurance plans from the United States. In a statement, the United States State Department cautions that “Medicare does not provide coverage outside of the United States.” 

When you have travel insurance that includes emergency medical and dental coverage, it may be able to reimburse you for any losses incurred due to covered medical and dental emergencies that occur while you are on your trip.

  1. Because medical evacuations can be costly

If you become extremely ill or injured while traveling abroad and need to be flown by helicopter to the nearest high-quality hospital, the costs can be prohibitively expensive. The cost of a medical evacuation in some parts of the world can reach six figures — and that doesn’t even take into account the expense of returning home. 

If you suffer from a covered illness or injury while traveling and our medical assistance team determines that the local medical facilities cannot provide appropriate treatment, travel insurance with emergency medical transportation benefits may be able to reimburse you for the cost of transportation to the nearest suitable facility. Once your illness has stabilized, it may also cover the cost of specialist transportation to return you to your home.

  1. Because only 80 percent of U.S. flights arrive on time

In 2017, roughly 18 percent of nearly 1.1 million domestic flights were delayed, and 2.4 percent were canceled, according to the Federal Aviation Administration. To protect yourself against this, you should purchase travel insurance with travel delay benefits, which will compensate you for any additional hotel stays, meals, or travel expenses, as well as any prepaid expenses that you may have lost as a result of a covered departure delay. 

You’ll be considerably happier if you have travel insurance that will reimburse you for expenses such as an unplanned extra night at a hotel or an airport lunch.

  1. Because a missing bag can ruin your trip

A total of 21.6 million luggage were lost or temporarily misplaced by airlines worldwide in 2016. There is good news that even as the number of passengers increases, airlines are becoming better at tracking luggage. Around 7% of lost luggage is never returned to its rightful owners.

A lost suitcase can be saved by travel insurance. If your luggage is delayed or misdirected by a common carrier for more than 24 hours, you may be reimbursed for the reasonable additional purchase of essential supplies during your trip. Benefits for lost or damaged luggage may refund you based on the limits in your insurance policy’s letter of confirmation for the price; actual cash value (ACV), repair or replacement of your lost/damaged things.

  1. Because sometimes, even expert travelers need a little help

One of the best benefits of purchasing travel insurance is the peace of mind that comes from knowing that assistance is just a phone call away. Contacting the 24-hour Allianz Global Assistance hotline is always an option if you face a problem on the road, such as a medical emergency, a misplaced passport, or theft of a wallet. 

Our team of travel professionals in the United States will do everything in their power to make things right for you.


The advantages mentioned above highlight the need to purchase comprehensive travel insurance coverage before leaving home. People tend to get carried away with the notion that they are immune to misfortune, but the law of averages depicts a different image. 

It is recommended that you purchase travel insurance to ensure that you can enjoy your trip without any worries.

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